Economic Enterprise


The Participation Banks Association of Türkiye – Economic Enterprise was established pursuant to the decision of the Association’s Board of Directors dated June 28, 2022 (Decision No: 323). The Enterprise plays a pivotal role in addressing the collective needs of the sector by delivering services in participation, development, and investment banking with a strong focus on digitalization, integration, infrastructure management, consultancy, and professional training.


Guided by the core values of reliability, transparency, and innovation, the Enterprise develops cutting-edge digital solutions in line with public authorities and international standards; ensures the effective management of existing systems; and supports the continuous professional advancement of sector employees.

Its comprehensive service portfolio includes:


  1. Participation Banks Invoice Registration System (KBFKS)
  2. Individual Customer Arbitration Board Application Management System (BMHH-BYS)
  3. Meeting Opinion and Management System (TGYS)
  4. Payment Recording Devices Taxpayer Verification System (OKC-GDS)
  5. Veri Peteği (Data Platform)
  6. International Training and Certification Programs


By delivering robust, secure, and efficient digital infrastructures, the Economic Enterprise contributes to shaping a future of sustainable growth, enhanced efficiency, and continuous innovation across the banking industry.